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loan products


MACED offers many types of loan products including equipment and real estate loans, working capital, operating capital term loans and technical assistance loans. In addition, MACED supports important community assets through targeted lending.


Small Loans — Loans of less than $35,000 for small businesses and start-ups.


Natural Assets Lending — Loans for businesses that support sustainable natural asset development and protection including eco-tourism, sustainable forestry and renewable energy.


Community Critical Care Lending — Loans for businesses in the health care sector and other critical community service fields including child care and elder care.


Cultural Assets Lending — Loans for businesses that support the cultural assets of Appalachian communities including arts, music and heritage tourism.


Agricultural Diversification Lending — Loans for agricultural diversification or value-adding projects.


Technical Assistance Lending —Some MACED borrowers finance technical assistance needs with a loan to help strengthen their operations.